Every time there is some sort of an accident everyone says “this isn’t the time to talk about the problem that caused it and how to make it safer”. Then months go by and it gets forgotten. When is the time?
I hope for a speedy recovery for those involved here and that we all develop a protocol for talking about accidents and making our sport safer.
We have tried to come up with ways to get our guys extra insurance but its hard. We have an umbrella policy but someone would have to sue us for liability before that would matter.
All of our guys have health insurance and I have already agreed to pay any out of pocket expenses for my team if they get hurt racing with us. Which is odd to me that team like Ampudia has a guy doing fund raisers for medical expenses. Do these guys not have insurance at all?
For me it would be too risky to have a team member without their own health insurance.
Especially a team that can afford to race a Trophy Truck. A catastrophic medical policy isn't that expensive, but many insurance companies would balk at paying out if the racing team was racing for money and the crew member was injured doing 'work' for the team. That is why I made my tongue in cheek workman's comp statement. Doubt it matters in Mexico, but in the states, I think a lawyer would eat up a team owner who had an injured crew member and did not provide coverage of some sort.
Green, not sure why this video is relevant to the thread? Maybe you meant to post this in the PP thread?
I just reached out to a friend that owns X Insurance, they do higher risk insurance for all sorts of odd cases. I will talk to them about a program for race teams. They may even be interested in insuring race and support vehicles for transport into Mexico. But I first asked them about injury insurance for team members. They are going to meet about it and get back to me.